Credit Card
Know All About Credit Cards
Simple. Secure. Trusted.
- To enjoy interest-free credit – You pay interest on a credit card only when the due amount is not repaid on time.
- Ease of use – Ready cash for sudden expenses.
- And the perks that come along – Reward points, discounts,cash-backs, offers air miles and lot more.
Make Life Easier with Lifestyle Credit Cards
A lifestyle credit card is an “All-in-one” credit card that provides privileges across categories. From shopping to travel, rewards to cashback, entertainment to dining, you can enjoy special offers and discounts on most of them.
The Lifestyle Credit Cards typically come with a high annual fee and joining fee, which of course, is worth spending for the privileges offered by the cards. Some Lifestyle Credit Cards also have low or no annual fee and are designed for low-income group individuals.
Shopping Credit Cards
The name says it all – Shopping Credit Cards are designed for shopaholics or frequent shoppers. While some cards provide deals and discounts for shopping online, others are designed for in-store shopping. Further, there are co-branded Shopping credit cards that provide offers and rewards on specific brands or stores.
Shopping Credit Cards are typically affordable with a starting annual fee of Rs.500. The benefits offered on the cards including the welcome gifts, reward points, deals and discounts, etc., revolve round the shopping category.
The Lifestyle Credit Cards typically come with a high annual fee and joining fee, which of course, is worth spending for the privileges offered by the cards. Some Lifestyle Credit Cards also have low or no annual fee and are designed for low-income group individuals.
Travel Credit Cards – Make your Holidays Budget-friendly
Mostly providing air travel benefits, the Airline Credit Cards are best suited for frequent travelers. The features and benefits offered on the cards revolve around the air travel. Reward points to air mile conversion, free flight tickets, complimentary airport lounge access, and accelerated rewards on air ticket booking, among others are some common features offered by Travel Credit Cards.
Most of the Travel Credit Cards are co-branded cards offered in collaboration of the card issuer and an Air Carrier or Travel Website. The annual fee of the cards ranges from Rs.500 to Rs.5,000 depending on the benefits they offer
Shopping Credit Cards are typically affordable with a starting annual fee of Rs.500. The benefits offered on the cards including the welcome gifts, reward points, deals and discounts, etc., revolve round the shopping category.
The Lifestyle Credit Cards typically come with a high annual fee and joining fee, which of course, is worth spending for the privileges offered by the cards. Some Lifestyle Credit Cards also have low or no annual fee and are designed for low-income group individuals.
Reward Credit Cards - Get Rewarded while you Shop
Rewards Credit Cards offer accelerated rewards on most of the spending categories. Credit Card issuers are providing a wide variety of redemption options ranging from gifts to air miles to cashback. Reward Credit Card also provide welcome rewards, bonus rewards, milestone rewards, etc., in terms of reward points. Most of the cards offer reward points with unlimited validity.
Most of the Travel Credit Cards are co-branded cards offered in collaboration of the card issuer and an Air Carrier or Travel Website. The annual fee of the cards ranges from Rs.500 to Rs.5,000 depending on the benefits they offer
Shopping Credit Cards are typically affordable with a starting annual fee of Rs.500. The benefits offered on the cards including the welcome gifts, reward points, deals and discounts, etc., revolve round the shopping category.
The Lifestyle Credit Cards typically come with a high annual fee and joining fee, which of course, is worth spending for the privileges offered by the cards. Some Lifestyle Credit Cards also have low or no annual fee and are designed for low-income group individuals.
HDFC Bank Regalia Credit Card
- Joining fee – Rs.0, if you apply on loanbazaaronline.com or Rs.2,500.
- Annual fee – Rs.2,500 (Waived if the total spends exceed Rs.3 lakh)
- Welcomes on board with 2,500 reward points.
- Complimentary Priority Pass Membership providing access to more than 700 airport lounges.
- 15% discount on dining spends at premium restaurants across India.
- 24X7 concierge assistance for travel and entertainment bookings.
- 12 free lounge visits per year to domestic airports.
SBI Card Prime
- Joining fee – Rs.2,999; Annual fee – Rs.2,999 (Waived if the total spends exceed Rs.3 lakh).
- Welcomes on board with a complimentary e-gift voucher worth Rs.3,000 from partner brands.
- 20 reward points on utility bill payments, spends at partner stores, dining, grocery, and movies.
- Free membership to Trident Privilege Red Tier Programme that provides exclusive benefits on hotel stays.
- Complimentary membership to Club Vistara Silver tier.
- 8 free domestic airport lounge visits and 4 international lounge visits per year.
- 4 complimentary golf rounds per year.
Axis MY Zone Credit Card
- Joining fee – Rs.500 (Waived on the spends of Rs.5,000 in first 45 days); Annual fee – Rs.500.
- 25% cash back on movie ticket bookings.
- 1 free airport lounge access per quarter to domestic airports
- Minimum 15% off at select restaurants across India.
- Up to 40 reward points on every Rs.200 spent.
HSBC Visa Platinum Credit Card
- Joining fee: NIL, Annual fee: NIL
- Introductory offer includes Rs.2,000 worth gift vouchers from Cleartrip, 10% cashback for the first 90 days, 3X more reward points on select categories for 1 year.
- Free movie ticket voucher worth Rs.500 on monthly spends of over Rs.50,000.
- 15% off at more than 1,000 restaurants in major cities.
- Up to 10 reward points after exceeding spends limits of Rs.4 lakh.
- Fuel surcharge waiver.
Let's look at the perks that we offer for applying for a credit card through us !
All loans are not created equal, personal loan has become a great option for people to use.
Robust comparison tool
Before availing a credit card, it is always advisable to compare various cards to find the best. But the process of comparing is not that easy, and a lot of people tend to avoid it, ending up with a wrong card. To solve this problem, LoanBazaar introduced a platform where people can compare credit cards offered by different banks online at one place. This not only helps them in making an informed decision but also in getting the best credit card available in India.
We Simplify the Application Process
With our end-to-end paperless online application process, we have simplified the entire application process in a few simple steps. You don't have to visit the bank branch nor have to meet any bank representative to apply for a credit card. Simply, visit our website, compare various credit cards, choose one and apply for the same without leaving the comfort of home.
24x7 Support
Apart from the above, LoanBazaar provides 24x7 support to all its customers throughout the year
Cashback Benefits
There are certain credit cards that offer cashback benefits to the customers. The amount of cashback that will be offered depends on the provider.
Get a Quote
Now apply for a Personal Loan online, All you need to do is provide your details below application form.